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Thanks a lot for the explanation. This is really helpful!

I hopped on a call with eTrade today, and they said that they indeed track wash sales and indicate them in the user portal, but this case of vested RSUs wouldn't "count as a purchase" so it doesn't trigger a wash sale. An ESPP purchase would since that's in my control. I couldn't believe it since it doesn't match what I've read online, but 3 different people there told me the same.