This link may help you understand more about buying your home:
What does buying a home mean for my taxes?
https://ttlc.intuit.com/turbotax-support/en-us/help-article/homeowner-tax-credits-deductions/buying-...
Because you going to receive a monthly payment for rent, until you can move into your new home, you will report all income earned and expenses paid on your federal income tax return.
Rent payments you receive are considered taxable income.
This link may help you understand how to report your income and expenses
Florida does not have a State income tax.
You will include all rental property income and expenses on your MO state tax return:
The following link may help you understand your MO state tax filing requirements:
https://turbotax.intuit.com/tax-tips/rental-property/rental-property-deductions-you-can-take-at-tax-...
This link may help you understand the 2024 annual gift tax exclusion of up to $18,000 (per person) :
https://turbotax.intuit.com/tax-tips/estates/the-gift-tax-made-simple/L5tGWVC8N?srsltid=AfmBOooBcROi...
We do not have enough information about your new home purchase to determine if your parents sould pay the downpayment directly or transfer it to your account.
I strongly suggest you contact a professional about whether they pay it directly or transfer it to your account for you to pay it yourself.
Congratulations on purchasing your first home!
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