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Hi Juliane22 (et al),

 

You mentioned on the Wednes 30 TurboTax Outreach/Q & A making ACH Payments anytime. 

 

While I don't have any outstanding '23 Debt to IRS, but I certainly will when filing 2024 Taxes in 2025. Roth Conversions done (lg sum of $ converted in '24)

 

Okay to make an ACH Payment anyway? Build up a "Credit Balance" which will definitely be needed next year? 

 

Terra