For tax year 2024, the maximum amount of income a joint filer can have and still contribute to a Roth IRA is $240,000. Although note that your contribution amount is gradually phased out if your income rises between $230,000. and $240,000. Please see the following link for more information:
https://turbotax.intuit.com/tax-tips/retirement/boost-your-retirement-savings/L3lryQHVz
If you contribute to a Roth IRA and your income exceeds the above limit, then you’ll be subject to a 6% tax penalty. Please see the following link for more information:
https://ttlc.intuit.com/turbotax-support/en-us/help-article/form-1099-r/happens-made-excess-roth-ira...
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