Hi, LillyRose:
Good news! Provided that you have earned income (e.g. ,your husband's employment , you can contribute to a traditional or Roth IRA even if you're taking RMDs. Whether or not it is going to help you with your taxes is a more complicated question which requires consideration of whether or not the contribution is deductible. Contributions to Roth IRAs are after-tax, and will not get you a current income tax benefit, but may benefit you in the future by not paying taxes on earnings. Traditional IRA's are deductible if you are eligible. Here's an article that addresses those limitations.
Congratulations on being able to consider continuing to save for retirement in your 70's!
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Regards,
Karen
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