Hi,
Investing in a 401K, IRA or Roth requires earned income. Unfortunately disability income would not qualify as earned income to participate in these retirement plans.
You can invest in the stock market; Capital gains, Interest and dividends received do not affect SSDI benefits.
Unearned income such as capital gains, interest and dividends received must be reported and may be taxed if you are required file a tax return.
You can review the types of income that is not considered with your SSDI benefits using the link below
https://www.ssa.gov/ssi/text-income-ussi.htm
https://www.ssa.gov/OP_Home/handbook/handbook.13/handbook-1300.html
Thank you for participating today!
