yes $1,000 can be made to her HSA account. it can not be made to your account, she must be covered by an HDHP for the full year. this can be accomplished if you have a qualified family HDHP coverage for the full year which is necessary to make the maximum full-year contribution for a family.
two forms 8889 will need to be filed for 2024 one for your a/c and one for hers.
it might be best to wait til after the end of 2024 to contribute to her account. This way no surprises. you have until 4/15/2025 as the law stands now. however, if there is a need to pay existing medical bills using her account then do it now.
she can not be covered by medicare
she can not be covered by any other health plan that is not an HDHP. however, insurance that only covers specific items like dental, accident, disability, vision, long-term care, coverage of specific diseases or illnesses, fixed amount per-period hospitalization are ok .
