H&B is the name of the program as it comes on a CD or download to be installed on your own Mac or PC. Premium is the name of the program as is delivered in Turbotax Online, the cloud/web based program. They are different products with different pricing structures and use cases. If you paid for H&B to install on your own computer, you should prepare your return on your computer using the program, not trying to use turbotax Online. If you want to use the online experience, you will have to pay separately, unless you can persuade customer support to transfer your purchase.
