I have a previous HSA that had an excess (accidental) contribution (from 2022). It is too late to withdraw the excess funds at this point. And, I no longer have a HDHP, so I am not eligible for any contributions in 2023. So, this gives me errors in TurboTax. Here are my questions:
1. Turbo Tax gives me an error because form 8889 asks for me to indicate my coverage under a HDHP in 2023 (and I was not covered in 2023).
2. Do I need to withdraw the excess contribution? Will I continue to be charged 6% per year if I don't withdraw the money?
Thank you.
