A tax professional pointed out to me that my HMID seemed too low for 2022. 2022 was the year that we originated the mortgage, so the mortgage balance for the first ~5 months of the year was $0. This brings the average down quite a bit, and therefore should increase the HMID. So I went into TurboTax to try to amend my 2022 return. It had me re-enter the information from my Mortgage 1098 form, which includes interest paid, outstanding balance, and date of origination. I would assume this information is sufficient to calculate the correct HMID, as the origination date of in May 2022 should suggest that our mortgage balance was $0 before then, and therefore the *average* balance should be significantly lower than the full balance of the mortgage. However, this was the exact same information I entered when doing the original tax return, and therefore it does not lead to an increased refund. Turbox also doesn't seem to allow me to go in and manually increase my deduction. Any ideas on how I can fix this and file an amended return?
