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Once we were divorced I was unable to even look at anything through the National Debt Relief Consolidation. Even though there were 2 cards only in my name. But the debt that's on the 1099-C was a card in both of our names and he was the main account holder on it. They said I was sent a 1099-C and did not file it but I have not actually received one. I'm guessing it went to an old address. My ex husband and his wife received theirs and filed the entire amount. They sent me a copy yesterday that shows they paid taxes on the entire debt. Do I have to pay taxes on the entire debt as well? It does not make a lot of since that the IRS is getting double paid because we are divorced because if we were still married we'd be filing it once but jointly. From what I was told recently if it's my situation that we would each file half the amount but he filed the entire forgiven debt amount.