@Opus 17 said "Consider carefully if your child qualifies as a dependent."
This is something I would have missed. My child (20 years old at end of 2023) has an AGI on their 1040 of almost $21k from working. Add to that college loans in their name.
It's not trivial to determine some of the support we provided such as letting the child use our credit card for shopping, being on our health plans (which are priced for 'family'), room+board for living here two months in the summer, etc.
