Thanks for the helpful input. So just to recap:
a- I file an amended return for 2023 which will reverse the excess contribution of $4,850 and I will of course owe taxes on that.
b- when I file my 2024 return the $910 will be reported as income when I enter my 1099-SA
Last question—when I enter the 1099-SA for the 2024 return is there any risk the $4,850 will also show up as income? If so, that would not make sense since I will have already filed the 2023 amended return to undo the $4,850. Thoughts?
