Thank you for response again RJS, You are so helpful. By benefit, I mean not having to pay at the end of the year. That is ultimately what I'm trying to avoid. Hence, me asking if my wife were to decide to get a job it would increase our income and I'm nervous what that will do as far as taxes and so to when the kids are over 17 and we can no longer claim them. I wish there were some kind of formula that can be used to figure all that out as our situation changes through life. You know like gross income divided by blah blah multiply by this and that etc haha!!!
Thanks again!
