Yes, when I said the RMD will more than cover the tax due, I meant there is enough total RMD (1) to have a sufficient amount withheld from the RMD to cover the total tax due on all income (not just the tax on the RMD), and (2) there will still be an excess RMD amount above the total tax due to be distributed as well.
You say, "I think the withholding is like withholding from your paychecks...." I understand that seems to be the interpretation from the various articles and comments, but I would feel more comfortable if there was a reference, like a regulation or Revenue Ruling, for this "special IRS rule" that specifically refers to RMD"s. I find no specific reference to the handling of RMD's on the 2210 or Instructions. Maybe someday we'll find it, but I have seen nothing yet that
But again, thank you for your help, and wanting to ensure I understood the distinction re withholding and the RMD. The intention is to have an amount withheld from the RMD equal to 110% of last year's taxes, and the remainder would be distributed to us.
