@Opus 17As you can see this issue is not as obvious as it seems. I went through all instruction and there is nothing there to help me solve the issue. If you can read the second article it clearly says: "If you enroll in Medicare Part A and/or B, you can no longer contribute pre-tax dollars to your HSA. This is because to contribute pre-tax dollars to an HSA you cannot have any health insurance other than an HDHP. The month your Medicare begins, your account overseer should change your contribution to your HSA to ZERO dollars per month", and this is what I was told. Any idea how to fix this issue, would you recommend any of those options I mentioned before. I'm leaning now towards doing nothing until 2025 or returning the check for 2023 excess contributions which were sent to us. I was told by the HSA custodian there's still possibility to return the check to them and they'll reverse our request for 2023 contributions. I would not change anything for year 2024, we already removed all contributions. I don't think filing an amended return is an option either. Thanks,
