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@Opus 17 Sorry about that, but I'm getting mixed messages about contributing while enrolled in part A Medicare after 65. There is no mention that amount contributed counts as much as date of contribution. We are not tax pros and even tax pros does not fully understand that issue.  I just want to know what to do now. We could still request those excess contributions to be returned to the HSA custodian, but they're also telling us that we might have excess contributions because the medicare kicked in in October. What's your recommendation? There are some articles about that issue below: Please advise, Thank you,

 

https://www.journalofaccountancy.com/issues/2021/jul/medicare-rules-on-hsa-after-age-65.html

 

https://www.medicareinteractive.org/get-answers/coordinating-medicare-with-other-types-of-insurance/...

 

https://www.uhc.com/news-articles/medicare-articles/hsas-and-medicare