Refund rejected by Bank; returned to TURBO tax

My refund of $5,624 was rejected by my bank on February 22, 2024. Turbo tax received the money and took out their $202 fee, to send only $5,422 back to the IRS. That truly confused the IRS, because they can only search for a refund that matches the full amount on my tax return.

Or I can wait 6-months.

Please help.