Turbotax online is free to start. About 1/3 of taxpayers qualify to file for free, the rest have to pay. Your HSA requires forms that require an upgrade to a paid version. You are free to stop using Turbotax, clear your personal data, and use any other program you like. I think you will find in this world that most companies that offer a useful product will demand some kind of payment for the product. If the product is not useful, don't use it.
