You need to withdraw the excess that you contributed or reduce your allowed contribution in the current year or previous years by the excess contribution amount to remove the excess contribution. For example, if you were allowed to make a ROTH IRA contribution in 2022 in the amount of $6,000 and you didn't make that contribution, you can reduce your excess contribution from previous years by that amount. If there is still an excess amount left, you can make a distribution from the IRA of the remaining excess and you will no longer have an excess contribution. You must also withdraw the earnings on the excess contribution, your broker can determine that amount for you. You will have to pay tax on the earnings that you withdraw.
If you didn't report the excess contribution in previous years when it occurred, you will need to amend your return in those years to report it and pay the penalty tax due.
If you need to amend your return, you will see an option to do that on your home page when you log into TurboTax. Look at the bottom of the page, under Your Tax Return and Documents. Click on the year you want to amend and choose the Amend (Change) option.
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