I have spent hours trying to research this myself, but still no answers. My husband about to go on LTD and receive SSDI. He has a LTD policy though work for an additional 15% of his annual pay vs the standard 50% when on SSDI.
So one check will come from the LTD insurance through work.
Second check will come from SS for SSDI.
The LTD company says: The check he will receive from us, only 46% of that check is subject to federal tax, which helps us fill out THEIR W4-S form for withholding.
But with SS, we can not get an answer as to what percent of tax we should hold back on the W4V form, because we don't know what portion of the check from SSDI will be subject to federal tax.
Married, filing joint, the only income will be from SSDI and LTD company, no other income..
Is there a chart somewhere with incomes thresh holds listed that says (with no other income but disability income) and you are married filing jointly, wife no income, what percentage of that SSDI check is taxable?
