Turbo Tax clearly states at checkout, unless you use a credit card there are convenience fees.
Before submitting your tax return the ONLINE version automatically determines which version you "require" based on all the relevant data you entered into the system. Even if you met with an agent in-person the same thing would have likely happened. Everyones tax situation is different, so it helps knowing ahead of time what version you need, so there aren't any surprises. Any version of Turbo Tax software can be purchased online at a discount.
