You are going to be taxed on that money AND penalized for contributing to the HSA.
If you pull the money out and stick it in your pocket then you'll still be taxed on the money but you won't be penalized for making a contribution to an HSA when you don't qualify.
If you can't pull the money out by tomorrow then file an extension so that you can pull the money out before October 15th.
@gerbils
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