You only need to enter the 1099-INT as you received it. All the numbers are already in their correct boxes and the system will use them as they are entered to adjust the necessary totals and enter them on the correct forms.
Accrued interest can be paid to you and remain in the account instead of being distributed to you. It doesn't actually have to be sent to you to be taxable. It just has to be earned.
@Phen
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