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Thanks for getting back to me.  I'm not sure which one to check in TurboTax for the below question...

 

Does the deceased have a certified personal representative?

1) Yes.  I am the court-appointed or certified personal representative 

2) No. The court has not and will not appoint a certified personal representative

3) The court has appointed someone else as the certified personal representative

 

The court hasn't appointed anyone but they may appoint her sister.  I forgot there is a life insurance policy besides the cash in a bank account.