I triple checked that I did not answer any question wrong.
There has been many discussions on this forum that if wife was continuously on my HDHP, I should select that wife didn't have HDHP to get the right tax return, which was a long lasting bug in TT.
But now the situation is that my wife was on her HDHP in 2022 but switched to mine in 2023, in this case whatever I choose, I could not avoid the "insurance lapse"message in TT.
Anyone can provide any insights?
Thanks,
Xiaoming
