I received a W-2 for my long term disability settlement with an insurance company. The premium was paid by the employer. Box 1 was filled with the settlement payment, but Box 3 and 5 were left blank. Box 13 "Third-party Sick Pay" was checked. Box 12 code was J with the payment amount. The final Smart Check failed with the error: Form W-2 Box 3 must be entered. How do I fix this error? TIA
