If you are the owner of the HSA, then answer 'none' to the question 'What type of High Deductible Health Plan did [spouse] have on December 1, 2022?' This will remove the lapse in coverage question. Even your wife is covered under HDHP through your coverage, this is the proper way to answer.
For the 'jump to' links to work you have to have your return open, so select 'pick up where I left off' before typing 'HSA' in search box.
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