Hi @BillM223 , thanks for looking into this!
For the info sync:
1. You had an excess HSA contribution for tax year 2022.
Yes. Because I changed my job in Jan 2022, but my previous company already gave me the HSA contribution. After Jan 2022, I changed my health plan in new company as non-HDHP plan.
2. You did not withdraw this short-term excess contribution by April 15, 2023.
We did not notice this excess part until now. We do have it on 2022 tax return - 5329.
3. When you opened your 2023 return (for tax year 2023), this now long-term carryover has carried over to line 2 of form 8889.
Yes. Exactly!
4. I take it you don't have HDHP coverage any longer?
I don't have HDHP since Feb 2022. No coverage for 2023 either.
given the right circumstances (like HDHP coverage in 2023 that can accommodate this carryover contribution without creating another excess)
However, I don't have HDHP coverage in 2023. The carryover is still an excess contribution in 2023.
So the normal case is that a person contributed to HSA since he/she had HDHP. So the system would ask the specific coverage type.
in our case, we had previous carryover in HSA considered excess contribution, but we don't have HDHP coverage for almost 2 y. So the carryover triggered this error to request HDHP coverage type that we don't. know how to answer. Any 'self' or 'family' choice would assume I had the HDHP coverage I guess? Then I am stuck here.
Wondering for this situation, how should I bypass/fill the form? Thanks so much for your time investigating this problem!
