BillM223
Expert Alumni

Get your taxes done using TurboTax

Let's see if I got this:

 

1. You had an excess HSA contribution for tax year 2022.

2. You did not withdraw this short-term excess contribution by April 15, 2023.

3. When you opened your 2023 return (for tax year 2023), this now long-term carryover has carried over to line 2 of form 8889.

4. I take it you don't have HDHP coverage any longer? Otherwise, the scheme to deduct your carryover would have worked. Wait, what do you mean by "but the total return number has been changed (more return to me)"?

 

   The excess contribution could not be used in 2022, because it was, well, in excess of the limits. However, given the right circumstances (like HDHP coverage in 2023 that can accommodate this carryover contribution without creating another excess), then this carryover can now be added to line 13 on Schedule 1 (1040), as a real deduction that will decrease your tax or increase your refund.

 

So all maybe OK...let me know if this makes sense...

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