Thanks again DianeW777 for the helpful insight and guidance! I may not fully understand the NIIT but my gross distribution (box 1 of 1099-R) is under the $250,000 threshold and my taxable amount (box 2a) is significantly less than that. Plus I had Fed & state taxes withheld. Is there a reason I would still be subject to NIIT taxes? Does it also depend on my other income as well? Wish I could have a direct email conversation with you as you seem to really know your stuff 😊. Thanks again for your help!
