Can you clarify what first-time homebuyer exception you are referring to?
There is a proposed bill that if passed, would provide a mortgage relief credit for first time home buyers. However, it has not passed yet and therefore, does not affect your 2023 income tax return.
The last time a first-time homebuyer credit was in effect was for purchases that occurred from 2008-2010. Please see this link for additional information.
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