Update here --
If I indicate that I had a 1099-SA and classify the distribution in box 3 as a Normal Distribution (code 1) then I am able to indicate that none of the distribution was used for qualified medical expenses. Then I correctly see the withdrawal $1,755 as a Taxable Distribution on Form 8889 and this amount showing up as Other Income. I no longer see the excess contribution (nor am I paying the 6% excise tax), but would now be paying the Additional 20% tax on the $1,755 distribution.
So now I believe my question is: am I OK to report that I had a 1099-SA for 2023 Tax year even though I made my distribution in March 2024 (prior to filing) and have not been issued the 1099-SA yet? Thanks!
