DanaB27
Expert Alumni

Get your taxes done using TurboTax

If you had a loss then you will enter $0 in box 2a. You will only get the question in step 15 if you had earnings shown in box 2a. Therefore, this question doesn't apply to your situation.

 

You won't need to amend your 2023 return when you receive the 2024 Form 1099-R in 2025 since you entered it already.  Only if you had an amount in box 2a would you need to amend the return but that doesn't seem likely to happen if you requested the withdrawal of excess contribution plus earnings but had a loss.

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