I know this topic has been discussed many times but it's now my time to ask this question - and I have a different situation that hasn't been discussed.
In 2022 our family was on a family HDHP under my wife's name for the full year, and she also contributed to HSA under her name. In 2023 we switched to my HDHP plan - still a family HDHP plan but under my name and I also contributed to HSA.
So after I filed my HSA, Turbotax asked the question: "What type of High Deductible Health Plan did [Wife's Name] have on December 1, 2022?" Since in 2022 the whole family was under her HDHP, have to choose the answer "family"
Then the next question came as "Did [wife's name]'s High Deductible Health Plan coverage lapse in 2023 due to disability?" and the choices were only between "lapse due to disability" and "lapse due to other reasons".
But she did not have a coverage lapse in 2023 - she was under my HDHP for the full year 2023.
How should I deal with this situation? Any answers appreciated
