That's good news, but I've now seen a site where it says "If you are 65 or older at the time of withdrawal, then you are free to withdraw money from your HSA for any purpose. You may have to pay the applicable income tax but there will be no additional tax penalty."
Is that accurate? I am 70, so it'd be great if I could avoid that extra 20%. My remaining questions are: if I withdraw those funds now, I assume a) I'll still have excise for 2023 & b) the withdrawal would be reportable on my 2024 return, not 2023. Right?
