sounds like there's more to the problem.
I had a $10K inherited IRA distribution as a non-spouse beneficiary of someone who died before 2017. (code 4 on the 1099R)
(if I was the spouse, I could claim the it as my own IRA but that's not the case)
The MAGI is now correctly showing $10K more than before.
I am not covered by a retirement plan.
so, I don't know.
