I received an incorrect 1095-B from my spouse's employer, stating (incorrectly) that I was covered by an employer-sponsor insurance in January and February 2023 (my spouse retired at the end of July 2022). We contacted the employer's HR person, who apparently mistakenly kept us both on their plan for several months, without us knowing about it. He said he would try to fix the situation with the insurance. We're not sure he will do it or will succeed. It could be a problem as I signed up for a health market insurance (Obamacare) starting in Feb. 2023. Therefore I received a 1095-A for Feb. 2023 and the following months of 2023. And one is not allowed to sign up for obamacare (and to get subsidies) if one can be covered by an employer-sponsor plan. Should I file for an extension, waiting to receive a corrected Form 1095-B (that i might never receive)? Or should I file now and wait? Or should I file now and include a notice to the IRS explaining that there was a mistake in the Form 1095-B that I received (I have to file by mail anyway)? I am afraid that the conflicting information between 1095-A and 1095-B (for the month of Feb. 2023) would trigger an audit. Thanks in advance for any advice.
