KrisD15
Expert Alumni

Get your taxes done using TurboTax

You can claim the interest. 

When you get to that section

Deductions & Credits

Your Home

Mortgage Interest, Points, Refinancing, and Insurance   START or UPDATE

Select Primary Home

Select "Our names are not on the 1098, or neither of our names are listed first on the 1098." on the "Doi any of these situations apply?" screen

Enter the information reported on the 1098 including your mother's name and address

 

You are allowed to claim the interest because you paid it, and you have ownership interest.

 

Your basis in the house is the fair Market Value on the date of passing, 

 

I am sorry for your loss.

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