Update: Called the HSA custodian, they told me that because my base HSA account is not an interest bearing account, the excess contribution from their perspective did not earn anything, therefore the removal would just be the excess contribution.
BUT, the excess contribution was invested in the market through the investment platform side of the HSA through a broker. It was my understanding that that investment gain would also need to be removed in addition to the excess contributions themselves. is this wrong?
Therefore I am struggling to find the number that I actually need to pull as an excess contribution. Any resources for how to figure this number out?
Or do i just need to pull the excess contributions as HSA custodian said and not investment gains?
Thanks
