BillM223
Expert Alumni

Get your taxes done using TurboTax

1. Are you 55+

2. Are you filing married joint?

3. Does your spouse have an HSA?

4. Has your employer or insurance company every talking to you about "pass-thru premiums" where some of the insurance premium paid by your employer to the insurance company is "passed through" to your HSA?

5. The amount of the excess you withdrew from the HSA - where did this amount come from? Did TurboTax tell you the amount of the excess?

6. When you withdrew the "excess" from your HSA, did you tell your HSA custodian that this amount was an "excess contribution"?

7. When you received a 1099-SA for this amount, what was the distribution code in box 3? 1 or 2?

8. "Is this $1800 is considered contribution that i did as it not shown on W-2 and where to enter this amount in tax return." Yes, ANYTHING from ANYONE that goes into your HSA is considered a contribution that you have to account for. 

In this case, this $150/month is considered a "pass-thru premium". 

In the HSA interview in TurboTax, there is a screen, "Did your employer tell you about any other contributions?". 

Answer YES and three additional lines appear. 

The third line is "Employer and payroll contributions not reported in box 12 of your 12". 

Put the $1800 into this box. 

This $1,800 will be added to line 9 on your 8889, per the IRS Instructions.

 

Please answer the questions above, especially #5.

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