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Get your taxes done using TurboTax
There is no way to e-file at this time if there is an indicator on the line for Form 3520. We don't anticipate that this will change for tax year 2023.
Leaving the reference to 3520 off only works if you duplicate the reporting of the asset on your 8938. Normally, you avoid the extra steps by simply telling the IRS that asset X is not listed here (8398) because it's listed there (3520.)
If you go that route you will efile your 1040, separately efile your FBAR/FinCEN 114 and mail in your 3520 (this form can't be e-filed).
Otherwise, you will need to print and mail your 1040 with all attachments to the filing address listed in the TurboTax instructions, mail the 3520 to the Odgen, UT address listed in the instructions for Form 3520, and separately file your FBAR at the BSA website, here: BSA e-filing system.
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