Both in 2022 and 2023, my wife and I both had an HDHP, each covering ourselves only. I had an HSA, my wife had not. I had a distribution, reported to me on a 1099-SA.
First question in TT: "Tell us about the health related accounts" with options HSA, MSA, Medicare Advantage MSA, and None. I chose HSA for myself, and None for my wife. Again: she had an HDHP, but without HSA.
On the question "Was (my name) covered by a HDHP in 2023", I filled out, "Yes" and "Self only".
On the question "What type of HDHP did (wife's name) have on December 1, 2022)", I filled out "Self only".
That results in the dreaded "Did (wife's name) HDHP coverage lapse in 2023 due to disability, with possible answers "yes, coverage ended due to disability" and "no, the coverage ended for other reasons".
Her coverage did not lapse: both of us had our own self-only HDHP in both 2022 and 2023. I don't think I answered any relevant question incorrectly, but still, TT thinks somehow her coverage ended in 2023. What's the best way to get past this issue?
