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Hello, I made an over payment on my estimated taxes that is greater than 90% of my Federal Taxes due (in fact, it was way over). 

 

I did only make one payment last year but that's because all of my revenue was in Q4 2023. 

 

I don't understand how or why TurboTax is still charging me an penalty? I went through questions but TurboTax was not able to eliminate the penalty. 

Can you help? Thanks!