In reviewing my capital losses and purchases within +/- 30 days of that loss, I find one instance where my sale in my account (for a loss) constitutes a wash sale. There were purchases in my spouses account for the same security (via a monthly reinvestment) within that 30 +/- day window. As such the wash sale rules come into play. Because this is across separate accounts, the FIis not responsible to report it, so it does not show up as a box 1g adjustment on my 1099 B. Where in TT am I supposed to make this adjustment reporting that part of my loss is being disallowed?
FWIW: In my case, the sold shares are non-covered lots such that the basis of the sold shares is not reported to the IRS. That is, for the CG Schedule D data, I could pretty much insert any cost basis I chose with or without a wash sale adjustment. The more generic case of a covered security sale would not allow that flexibility. So TT and the IRS forms must have some way for the user to report that adjustment from the FI supplied 1099's that do not include the adjustment.
