DoninGA I called TurboTax and, after being on hold for only five minutes, spoke with an agent. We were both baffled about why the distributions were flowing to 1040 box 4a but not box 4b until she suggested seeing what happened if I unchecked the IRA/SEP/SIMPLE box. When I did, the giant refund disappeared. So, I closed TurboTax without saving, and now I'm contacting my financial services company and asking them to explain why the IRA/SEP/SIMPLE box is checked on that particular 1099-R.
