"despite the literal wording and the excess being in 2021 rather than 2022."
This "literal wording" phrase was in reference to the "overfunding" question. Have we been talking about two different things all this time?
If indeed you had an excess HSA carryover from 2021 to 2022, then a number should have been on line 48 - UNLESS, the carryover was used up in 2022.
What were the amounts on lines 42 to 48?
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