I was confused by the same "coverage lapse" of spouse response, stemming from the same badly formulated "spouse coverage" question.
Googling I found same confusion come up from multiple people TT customers dating back a few years.
At what point does it occur to TT that they should reformulate the questionnaire to avoid this.
Unless this is some job security scheme to keep "experts" employed? if not, kindly, reformulate the question.
