1) I'm 65 so there is no 20% penalty according to 8889.
2) As I said above, the excess was because I contributed too much to my HSA after signing up for pt A Medicare, but not Pt B since I'm still on a HDHP with my wife.
3) Our limit is 8750 because we are both over 55
4) I withdrew the amount above that which I could contribute because I turned 65 last year and my employer was still contributing after that and I signed up for Medicare 2 months after my birthday.
5) We contributed to my wife's HSA after I got back the excess $ 2153 from my account.
6) We put 5500 in my wife's account and this added to the original company contribution put us over the 8750 by 703. We are on the same family plan.
7) I will be paying tax on the 2153 because it wasn't taxed originally.
😎 I can't find a way for TTax to automatically understand this, but I was able to get the form correct to make the excess 2153, not 703.
9) The basic problem is that TTax doesn't understand contributions beyond the Medicare cut off date as excess and doesn't handle this well.
10) I'm talking about the Deluxe version that I have.
