Does TurboTax actually say "stop you can’t proceed without your 1095 a it will get denied by Federal"? Or are you looking at the screen that says "If you have an Affordable Care Act insurance plan and don't enter your 1095-A, the IRS will reject your tax return for E-File"? If you do not have ACA ("Obamacare") insurance you don't need a 1095-A and you don't get one.
